IBC Bank Payday Loans Review - Corpus Christi, Texas

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2.7 10 reviews

221 S Shoreline Blvd, Corpus Christi, TX 78401, USA
+1 (361) 888-4000
www.ibc.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about IBC Bank?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Corpus Christi, Texas

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Corpus Christi, Texas. The entire process is easy. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of IBC Bank that offers payday loans in Corpus Christi, Texas

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in Corpus Christi, Texas

Dilley State Bank: Bryan Vance

731 W Leona St, Dilley, TX 78017, USA

+1 (830) 965-1511

www.dilleystatebank.com

Cash America Pawn

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+1 (210) 979-6855

Fort Worth Community Credit Union

1911 S Main St, Weatherford, TX 76086, USA

+1 (817) 835-5000

www.ftwccu.org

ACE Cash Express

2802 N MacArthur Blvd, Irving, TX 75062, USA

+1 (972) 252-8626

www.acecashexpress.com

Cash America Pawn

815 Georgia St S, Amarillo, TX 79106, USA

+1 (806) 373-8691

Sun Loan Company

689 Farm to Market 517 Rd W Ste 100, Dickinson, TX 77539, USA

+1 (281) 337-6008

www.sunloan.com

Speedy Cash

883 Federal Rd Ste A, Houston, TX 77015, USA

+1 (713) 451-1669

www.speedycash.com

J&C Loans

309 N Washington Ave, Marshall, TX 75670, USA

Premier America Credit Union

9630 Westheimer Rd #850, Houston, TX 77063, USA

+1 (800) 772-4000

www.premieramerica.com