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What people think about Spirit of Texas Bank?
Very professional employees.
Augustine Altenwerth
These guys lied to me and then blew me off.
Prof. Maurice Wehner
Worst people I have had to deal with over the phone
Lue Marquardt
Important
The previous three items charactirize a peculiar lending service. But below you can find common details about payday loans.
Payday Loans in College Station, Arkansas
Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.
It is trouble-free and speedy to get approved for payday loans in College Station, Arkansas. The APR will be set specifically for each client and will depend on the personal data the borrower filled in.
17% usury cap
Advantages of Spirit of Texas Bank that offers payday loans in College Station, Arkansas
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit rating you may still be able to take out a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the payday loan immediately.
Other Payday Lenders in College Station, Texas
Pantex Federal Credit Union
1300 W Wilson St, Borger, TX 79007, USA
+1 (806) 273-5692
www.pantexfcu.com
PlainsCapital Bank Personal Teller Machine
6319 4th St, Lubbock, TX 79416, USA
+1 (866) 303-0550
www.plainscapital.com
Your Loan Depot
19769 Hwy 59 North, Humble, TX 77338, USA
+1 (832) 644-8411
www.loandepotdollars.com
CashMax Title & Loan
617 W Henderson St C, Cleburne, TX 76033, USA
+1 (817) 645-0500
www.cashmaxtexas.com