Happy State Bank ATM Payday Loans Review - Cactus, Texas

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100 Center Dr, Cactus, TX 79013, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Testimonials

Feedback about Happy State Bank ATM?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Cactus, Texas

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Cactus, Texas are issued problem-free. The interest rate is dependent on the borrower's person-related information: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a loan in Cactus, Texas?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Cactus, tx will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Cactus, Texas

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+1 (903) 675-8010

heritagelandbank.com

Regional Finance

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American Bank

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+1 (361) 992-9905

www.americanbank.com

CommunityBank of Texas

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+1 (409) 898-1850

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Security Finance

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+1 (214) 943-3343

www.securityfinance.com

Texas Property Tax Loans

10497 Town and Country Way, Houston, TX 77024, USA

+1 (713) 965-4958

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Security Finance

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+1 (956) 383-2701

www.securityfinance.com

Cash Store

400 E, TX-243 #5, Canton, TX 75103, USA

+1 (903) 567-2675

www.cashstore.com

Frost Bank

8501 Davis Blvd, North Richland Hills, TX 76182, USA

+1 (817) 420-5200

locations.frostbank.com