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What people think about Chemcel Federal Credit Union?
Chemcel Federal Credit Union seems nice. They rescued me twice. The first loan approved was small – $100, but next time the limit was increased to $1000. Repaid the loan early. The staff were professional, they gave fast answers to all my questions. No troubles. But their interest rates are average.
Jace Huel
They only ask for an ID to apply. Last year I was broke and needed extra money to survive. These guys accepted me although I had a bad credit score. Fast and transparent application. Very satisfied!
Janick Cummerata III
I had problems with paying my bank loan and was not sure I would get appoved for a loan with Chemcel Federal Credit Union . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got an approval!!! They literally saved my life.
Dr. Yasmin Heidenreich DDS
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Now you can review general aspects of payday loans.
Payday Loans in Bishop, Virginia
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to get in Bishop, Virginia. The entire process is stress-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.
36%
$2,500
4 months
24 months
Advantages of Chemcel Federal Credit Union that offers payday loans in Bishop, Virginia
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
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