Electric Utilities Credit Union Payday Loans Review - Big Spring, Texas

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2002 Birdwell Ln, Big Spring, TX 79720, USA
+1 (432) 263-3442
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Testimonials

What people think about Electric Utilities Credit Union?

Below you find some of the testimonials of our customers.
Note

Pay Attention

Above there is information about a precise loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Big Spring, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans in Big Spring, Texas is are simple to get. The APR is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Electric Utilities Credit Union that offers payday loans in Big Spring, Texas

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments as agreed in the contract.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

Other Payday Lenders in Big Spring, Texas

Security Service Federal Credit Union

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+1 (800) 525-9570

www.ssfcu.org

American Momentum Bank

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First Financial Bank

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+1 (254) 897-4808

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Bevco Finance

7073 Doniphan Dr D, Canutillo, TX 79835, USA

+1 (915) 877-4477

www.bigtexfinance.net

First National Bank

321 1st St, Woodsboro, TX 78393, USA

+1 (361) 543-4511

North Dallas Bank & Trust

3900 Preston Rd, Plano, TX 75093, USA

+1 (972) 716-7100

www.ndbt.com

Cash America Pawn

12215 Rc Poe Rd, El Paso, TX 79938, USA

+1 (915) 242-0656

www.cashamerica.com

TexStar National Bank

600 Pat Booker Rd, Universal City, TX 78148, USA

+1 (210) 659-4000

www.texstar-bank.com

PLS Check Cashing Store

9441 Forest Ln, Dallas, TX 75243, USA

+1 (972) 968-0860

pls247.com