Amegy Bank Payday Loans Review - Baytown, Texas

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4.6 9 reviews

1308 Lacy Dr, Baytown, TX 77520, USA
+1 (713) 232-5054
www.amegybank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

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Here you read the feedback of our customers.
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Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Baytown, Texas

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to issue loans in Baytown, Texas. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Amegy Bank help issue a loan in Baytown, Texas?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Baytown, tx consider this circumstance not a hindrence to take out a loan. The client of a loan should be ready to objectively estimate financial abilities, take out a loan, repay the debt on a due date and not only handle current issues, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

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