Happy Cash Payday Loans Review - Baytown, Texas

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5 107 reviews
Loan agency in Baytown, Texas

951 Rollingbrook Dr, Baytown, TX 77521, USA
+1 (281) 839-7625
www.happy.cash
Wednesday
9AM–6PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Testimonials

What people think about Happy Cash?

Below you see some of the opinions of our clients.
Note

Important

The previous three items describe a precise lending service. But below you can read common data about payday loans.

Payday Loans in Baytown, Texas

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Baytown, Texas. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Happy Cash that offers payday loans in Baytown, Texas

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Baytown, tx accept people with bad credit. You can request a bad credit payday loan online around the clock and if accepted could have the funds in your account within a few hours.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.

Let's see

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Frost Bank

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Capital Farm Credit

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Cash America Pawn

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Texas Office of Consumer Credit Commissioner

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+1 (800) 538-1579

occc.texas.gov

Equity Loans

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Cash America Pawn

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Amanda Robinson-Gomez - Security Service Federal Credit Union

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+1 (210) 688-1511

www.ssfcu.org