Check Cashing & More Payday Loans Review - Baytown, Texas

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4.3 3 reviews

1700 Decker Dr, Baytown, TX 77520, USA
+1 (281) 837-9700
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
8AM–7PM
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
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Above-specified info provides the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Baytown, Texas

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Baytown, Texas is issued simply and quickly. The interest percentage is specified considering the category of the client: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Check Cashing & More help take out a loan in Baytown, Texas?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Baytown, tx will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

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Other Payday Lenders in Baytown, Texas

Capital Farm Credit

2704 Medical Pkwy, Taylor, TX 76574, USA

+1 (512) 352-6351

www.capitalfarmcredit.com

Check `n Go

1616A SW H K Dodgen Loop, Temple, TX 76504, USA

+1 (254) 899-1161

locations.checkngo.com

Atlas Credit Co., Inc.

310 W Main St a, Rio Grande City, TX 78582, USA

+1 (956) 488-2000

www.atlascredit.com

First State Bank Central Texas

402 N Main St, Temple, TX 76501, USA

+1 (254) 771-5880

www.fsbcentex.com

UBANK [formerly Huntington State Bank]

208 US-69, Huntington, TX 75949, USA

+1 (936) 422-3000

www.huntingtonstatebank.com

Austin Telco Federal Credit Union

3705 N Main St, Taylor, TX 76574, USA

+1 (512) 302-5555

www.atfcu.org

Republic Finance

108 W Belt Line Rd Suite #11, Cedar Hill, TX 75104, USA

+1 (214) 238-5136

locations.republicfinance.com

Credit Central

200 N McColl Rd, McAllen, TX 78501, USA

+1 (956) 618-3554

www.creditcentralllc.com

Go Money Go LLC

1055 Cecilia St, Alice, TX 78332, USA

+1 (361) 668-3310