Big 5 Check Cashing Payday Loans Review - Balch Springs, Texas

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2.3 3 reviews

1820 W Bruton Rd, Balch Springs, TX 75180, USA
7 years in business
+1 (972) 288-8283
Tuesday
10AM–9PM
Wednesday
10AM–9PM
Thursday
10AM–9PM
Friday
9AM–9PM
Saturday
9AM–9PM
Sunday
10AM–6PM
Monday
10AM–9PM
Testimonials

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Further there will be shown the details about not a definite lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Balch Springs, Texas

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Balch Springs, tx. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Big 5 Check Cashing help take out a loan in Balch Springs, Texas?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Balch Springs, tx consider this circumstance not an obstacle to issue a loan. The borrower of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on a due date and not only handle current difficulties, but enhance the credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

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