First State Finance Payday Loans Review - Athens, Texas

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Loan agency in Athens, Texas

300 Madole St, Athens, TX 75751, USA
7 years in business
+1 (903) 677-3000
Sunday
Closed
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
Closed
Testimonials

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Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Athens, New York

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Athens, New York is taken out easily and fast. The interest rate is specified depending on the category of the client: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

25% small loan cap

How will First State Finance help take out a payday loan in Athens, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Athens, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Athens, Texas

Cash Store

6181 Saratoga Blvd #101, Corpus Christi, TX 78414, USA

+1 (361) 906-0237

www.cashstore.com

ACE Cash Express

5412 Slide Rd Ste 400, Lubbock, TX 79414, USA

+1 (806) 792-2540

www.acecashexpress.com

Check `n Go

724 E Villa Maria Rd Suite 400, Bryan, TX 77802, USA

+1 (979) 361-0502

locations.checkngo.com

Principal Financial Group

117 E Shepherd Ave, Lufkin, TX 75901, USA

+1 (936) 465-9021

www.principal.com

Cash America Pawn

4216 Avenue H, Rosenberg, TX 77471, USA

+1 (281) 342-5656

www.cashamerica.com

Texas Car Title & Payday Loan Services, Inc.

2222 S Bowen Rd, Arlington, TX 76013, USA

+1 (817) 795-2100

texascartitleandpaydayloanservicesinc.com

Big Bucks Cash & Loans

16852 TX-3, Webster, TX 77598, USA

+1 (281) 338-2274

Honest Payday - Austin

153 E Riverside Dr, Austin, TX 78704, USA

+1 (888) 674-0041

Omni Military Loans

3910 Dyer St E, El Paso, TX 79930, USA

+1 (915) 566-6664

www.omnimilitaryloans.com