Amarillo Federal Credit Union Payday Loans Review - Amarillo, Texas

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4.5 13 reviews

2323 Ross-Osage St, Amarillo, TX 79103, USA
+1 (806) 358-7561
www.acfcu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

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Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Amarillo, Texas

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Amarillo, Texas is issued simply and fast. The interest rate is set respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Amarillo Federal Credit Union help take out a loan in Amarillo, Texas?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Amarillo, Texas. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Amarillo, Texas

PlainsCapital Bank

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+1 (214) 525-4650

www.plainscapital.com

DTA Loans

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+1 (915) 859-4199

Woodforest National Bank

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+1 (817) 263-0746

www.woodforest.com

ACE Cash Express

115 Highway 35 S, Ste 19, New Braunfels, TX 78130, USA

+1 (830) 606-6037

www.acecashexpress.com

Regional Finance

5517 Airline Dr Suite E, Houston, TX 77076, USA

+1 (713) 694-8198

branches.regionalfinance.com

Border Federal Credit Union

583 Liberty Dr Bldg. 341, Laughlin AFB, TX 78843, USA

+1 (830) 774-2328

www.borderfcu.com

PlainsCapital Bank

5821 82nd St, Lubbock, TX 79424, USA

+1 (806) 795-7131

www.plainscapital.com

First Security State Bank

307 3rd St, Cranfills Gap, TX 76637, USA

+1 (254) 597-2286

www.fssbtexas.com

Central Texas Farm Credit

550 S 2nd St, Haskell, TX 79521, USA

+1 (940) 864-8565

www.ranchmoney.com