IBC Bank Payday Loans Review - Alice, Texas

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3.8 8 reviews

2001 E Main St, Alice, TX 78332, USA
+1 (361) 661-1211
www.ibc.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Lending companies are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Alice, Texas

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Alice, Texas are issued problem-free. The interest rate depends on the borrower's person-related information: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will IBC Bank help issue a loan in Alice, Texas?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Alice, tx review this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on schedule and not only cope with current difficulties, but enhance the credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

Let's see

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Advance America

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Oportun

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