First Cash Pawn Payday Loans Review - Alice, Texas

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3.6 14 reviews

1150 E Main St, Alice, TX 78332, USA
+1 (361) 668-3371
www.firstcash.com
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–7PM
Sunday
11AM–5PM
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM

Domain Info

Created Date

1996-12-12

Mailing Address

690 E LAMAR BLVD STE 400

ARLINGTON

TX

76011-3864

United States

Company Name

First Cash Inc.

First Cash Inc.

Contact Data

jeffa@firstcash.com

+1.8174603947

+1.9999999999

Testimonials

Feedback about First Cash Pawn?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in Alice, Texas

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Alice, Texas is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Cash Pawn help issue a loan in Alice, Texas?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Alice, tx will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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