Western Finance Payday Loans Review - Alice, Texas

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5 67 reviews
Loan agency in Alice, Texas

418 E Main St, Alice, TX 78332, USA
+1 (361) 664-2882
westernshamrock.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas

United States

Testimonials

What people think about Western Finance?

Below you see some of the opinions of our customers.
Note

Important

Above there is information about a definite company. Below you can review common characteristics of payday loans.

Payday Loans in Alice, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Alice, Texas is are simple to get. The APR is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Western Finance that offers payday loans in Alice, Texas

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments without delays.

To get accepted for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

Let's see

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