Happy State Bank Payday Loans Review - Addison, Texas

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4.2 6 reviews

16633 Dallas Pkwy #350, Addison, TX 75001, USA
+1 (972) 934-2265
locations.happybank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about Happy State Bank?

Below you see some of the testimonials of our customers.
Note

Important

Above there is information about a exact company. Below you can see common characteristics of payday loans.

Payday Loans in Addison, New York

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Addison, New York. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few things.

APR

25% small loan cap

Advantages of Happy State Bank that offers payday loans in Addison, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Addison, ny welcome borrowers with poor credit. You can request a bad credit payday loan online at any time of the day and if approved could have the funds in your account within several hours.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your loan.

Let's see

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