Happy State Bank ATM Payday Loans Review - Abilene, Texas

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3151 Oldham Ln, Abilene, TX 79602, USA
+1 (800) 447-2265
happybank.com
Saturday
11AM–7PM
Sunday
Closed
Monday
11AM–7PM
Tuesday
11AM–7PM
Wednesday
11AM–7PM
Thursday
11AM–7PM
Friday
11AM–7PM
Testimonials

Feedback about Happy State Bank ATM?

Here you read the reviews of our customers.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes users get acquainted common information about payday loans.

Payday Loans in Abilene, Kansas

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is easy and quick to issue payday loans in Abilene, Kansas. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Happy State Bank ATM help take out a payday loan in Abilene, Kansas?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Abilene, ks will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

Let's see

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Cash Cow of Texas

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Happy State Bank ATM

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