Happy State Bank ATM Payday Loans Review - Abilene, Texas

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4142 N Clack St, Abilene, TX 79601, USA
+1 (800) 447-2265
happybank.com
Sunday
Closed
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
9AM–5PM
Testimonials

Feedback about Happy State Bank ATM?

Here you read the reviews of our clients.
Note

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Abilene, Kansas

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Abilene, Kansas is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Happy State Bank ATM help take out a loan in Abilene, Kansas?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Abilene, ks will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

Let's see

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