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What people think about Apex Bank?
I was accepted for $400 for a period of 2 weeks. In the end, I had to pay off twice as much with all the fees charged.
Thelma Schmitt
Illegit service!! They approve me for a loan but it’s been 4 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my money.
Henderson Kunze Sr.
Freaking out interest rate. Had to repay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was terrible too. The lady in the office was very impolite. Not satisfied. Better search for another website.
Lura Dooley
APR too high. People usually borrow money because they’re having a hard time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Dr. Tad Dicki
Crazy interest rate. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was awful too. The lady in the office was very disrespectful. Not happy. Better explore another loan provider.
Prof. Leonard Kuhn II
Interest too high. People usually take loans because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their APR a little…
Prof. Yadira Heller III
Important
Above there is information about a exact company. Below you can review common characteristics of payday loans.
Payday Loans in Waverly, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to access in Waverly, New York. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of Apex Bank that offers payday loans in Waverly, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Why people apply for cash advances?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other aspects. They will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.
Other Payday Lenders in Waverly, Tennessee
Citizens Savings & Loan
5004 Austin Rd, Hixson, TN 37343, USA
+1 (423) 877-4583
www.citizensloan.com
First Horizon Bank
2329 E Morris Blvd, Morristown, TN 37814, USA
+1 (423) 585-3100
www.firsthorizon.com
City of Memphis Credit Union
1900 Whitten Rd, Memphis, TN 38133, USA
+1 (901) 869-4135
cityofmemphiscu.org