Volunteer Federal Savings Bank Payday Loans Review - Tellico Plains, Tennessee

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4.1 9 reviews

111 Cherohala Skyway, Tellico Plains, TN 37385, USA
+1 (423) 253-3535
www.volfed.com
Wednesday
8AM–12:30PM
Thursday
8AM–5:30PM
Friday
(Good Friday)
8AM–5:30PM
Hours might differ
Saturday
8AM–12:30PM
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

1997-01-22

Mailing Address

108 MAIN ST

MADISONVILLE

TN

37354-1487

United States

Company Name

Volunteer Federal Savings and Loan

Volunteer Federal Savings and Loan

Contact Data

dlane@volfed.com

+1.4234424545

+1.4234421672

Testimonials

Feedback about Volunteer Federal Savings Bank?

Here you read the feedback of our clients.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Tellico Plains, Tennessee

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Tellico Plains, Tennessee is issued simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Volunteer Federal Savings Bank help take out a loan in Tellico Plains, Tennessee?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Tellico Plains, tn will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see

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