Volunteer Federal Savings Bank Payday Loans Review - Sweetwater, Tennessee

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4.6 5 reviews

906 New Hwy 68, Sweetwater, TN 37874, USA
+1 (423) 337-9326
www.volfed.com
Thursday
8AM–5:30PM
Friday
(Good Friday)
8AM–5:30PM
Hours might differ
Saturday
8AM–12:30PM
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–12:30PM

Domain Info

Created Date

1997-01-22

Mailing Address

108 MAIN ST

MADISONVILLE

TN

37354-1487

United States

Company Name

Volunteer Federal Savings and Loan

Volunteer Federal Savings and Loan

Contact Data

dlane@volfed.com

+1.4234424545

+1.4234421672

Testimonials

Feedback about Volunteer Federal Savings Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Lenders are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Sweetwater, Tennessee

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Sweetwater, Tennessee are taken out easily. The interest rate is dependent on the client's person-related information: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Volunteer Federal Savings Bank help issue a payday loan in Sweetwater, Tennessee?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Sweetwater, Tennessee. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

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