Citizens Bank online banking Payday Loans Review - Spencer, Tennessee

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4.2 9 reviews

489 Spring St, Spencer, TN 38585, USA
+1 (931) 946-2471
www.citizensbank.com
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
(Good Friday)
8AM–5PM
Hours might differ
Saturday
8AM–12PM
Sunday
(Easter)
Closed
Monday
8AM–4PM

Domain Info

Created Date

1995-08-15

Mailing Address

RI

United States

Company Name

Citizens Financial Group Inc

Citizens Financial Group Inc

Testimonials

What people think about Citizens Bank online banking?

Below you find some of the reviews of our customers.
Note

Pay Attention

Above there is information about a exact lender. Below you can read common aspects of payday loans.

Payday Loans in Spencer, New York

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Spencer, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

25% small loan cap

Advantages of Citizens Bank online banking that offers payday loans in Spencer, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the payday loan immediately.

Let's see

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