Advance America Payday Loans Review - Smyrna, Tennessee

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4.9 76 reviews
Loan agency in Smyrna, Tennessee

213 S Lowry St, Smyrna, TN 37167, USA
+1 (615) 355-0042
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Lending companies are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Smyrna, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Smyrna, New York are issued problem-free. The interest rate depends on the customer's person-related information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will Advance America help take out a payday loan in Smyrna, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial abilities to approve the application. Payday loans in Smyrna, New York may help enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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