Heritage South Community Credit Union Payday Loans Review - Shelbyville, Tennessee

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3.7 41 reviews

763 N Main St, Shelbyville, TN 37160, USA
+1 (931) 680-1400
www.heritagesouth.org
Saturday
Closed
Sunday
Closed
Monday
9AM–4:45PM
Tuesday
9AM–4:45PM
Wednesday
9AM–4:45PM
Thursday
9AM–4:45PM
Friday
9AM–4:45PM
Testimonials

What people think about Heritage South Community Credit Union?

Below you read some of the opinions of our customers.
Note

Important

Now you can read general features of payday loans.

Payday Loans in Shelbyville, Tennessee

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans may be an easy and fast solution to a short-term problem in Shelbyville, Tennessee. Loans from payday lenders can get you funds same day. Your APR will depend on a few factors.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Heritage South Community Credit Union that offers payday loans in Shelbyville, Tennessee

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on specific circumstances. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

Let's see

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