ORNL Federal Credit Union - Oak Ridge Payday Loans Review - Oak Ridge, Tennessee

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3.4 42 reviews

215 S Rutgers Ave, Oak Ridge, TN 37830, USA
+1 (865) 688-9555
www.ornlfcu.com
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Holiday hours
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1996-06-04

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

xd85m7w249z@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about ORNL Federal Credit Union - Oak Ridge?

Below you see some of the reviews of our clients.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Oak Ridge, New Jersey

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Oak Ridge, New Jersey. Loans from payday lenders can get you cash same day. Your APR will depend on several things.

APR

30% usury cap

Advantages of ORNL Federal Credit Union - Oak Ridge that offers payday loans in Oak Ridge, New Jersey

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and pay back your loan commitments without delays.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.

Let's see

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