Smoky Mountain Pawn Payday Loans Review - Oak Ridge, Tennessee

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1.8 25 reviews

1503 Oak Ridge Turnpike, Oak Ridge, TN 37830, USA
+1 (865) 482-5074
Thursday
9AM–6PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Testimonials

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Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Oak Ridge, New Jersey

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Oak Ridge, New Jersey are issued hassle-free. The interest rate is conditional on the client's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

30% usury cap

How will Smoky Mountain Pawn help issue a loan in Oak Ridge, New Jersey?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Oak Ridge, New Jersey. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see

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Walmart Money Center

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FirstBank

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Bank of America ATM (Drive-thru)

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FirstBank

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First Horizon Bank

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Tower Community Bank

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The Farmers Bank

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