St. Thomas Credit Union Payday Loans Review - Nashville, Tennessee

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4.9 15 reviews

Organization owner?

4230 Harding Pike #103, Nashville, TN 37205, USA

+1 (615) 292-7828

Tuesday

7AM–3PM

Wednesday

9AM–3PM

Thursday

7AM–3PM

Friday

7AM–3PM

Saturday

Closed

Sunday

Closed

Monday

7AM–3PM

Testimonials

What people think about St. Thomas Credit Union?

Below you find some of the testimonials of our customers.

Note

Important

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Nashville, North Carolina

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the right solution to your temporary financial issues in Nashville , North Carolina because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

36% APR small loan cap

Advantages of St. Thomas Credit Union that offers payday loans in Nashville, North Carolina

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can help people who have bad credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a payday loan if you are convinced that you can afford payments without delays.

To get accepted for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.

Let's see