ATM (First Tennessee Bank) Payday Loans Review - Mount Juliet, Tennessee

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Organization owner?

401 S Mt Juliet Rd, Mt. Juliet, TN 37122, USA

+1 (800) 382-5465

www.firsttennessee.com

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday
(Good Friday)

Open 24 hours

Hours might differ

Saturday

Open 24 hours

Sunday
(Easter)

Open 24 hours

Hours might differ

Monday

Open 24 hours

Domain Info

Mailing Address

165 Madison Ave

Memphis

38103

United States

Company Name

Elaine Spear

First Horizon National Corporation

Contact Data

ehspear@firsthorizon.com

+1.9015234292

+1.9015234154

Testimonials

Feedback about ATM (First Tennessee Bank)?

Here you see the feedback of our clients.

Note

Pay Attention

Above-specified info provides the details about a definite lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Mount Juliet, Tennessee

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Mount Juliet, Tennessee are taken out problem-free. The interest percentage is dependent on the customer's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will ATM (First Tennessee Bank) help take out a payday loan in Mount Juliet, Tennessee?

24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Mount Juliet, tn will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the loan known as annual percentage rate.

Let's see