ACE Cash Express Payday Loans Review - Memphis, Tennessee

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4.6 40 reviews
Loan agency in Memphis, Tennessee

7444 Winchester Rd #107, Memphis, TN 38125, USA
+1 (901) 309-9416
www.acecashexpress.com
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–8PM
Saturday
9AM–6PM
Sunday
Closed

Domain Info

Created Date

1996-01-04

Mailing Address

300 E John Carpenter Fwy Suite 900

Irving

Texas

75062

United States

Company Name

Domain Administrator

ACE Cash Express

Contact Data

domains@acecashexpress.com

+1.9725505029

Testimonials

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Pay Attention

Above-shown info provides the details about a definite lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Memphis, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Memphis, New York are issued easily. The interest percentage depends on the borrower's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will ACE Cash Express help take out a payday loan in Memphis, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Memphis, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the result.

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