Methodist Healthcare Federal Credit Union Payday Loans Review - Memphis, Tennessee

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2.6 14 reviews

Organization owner?

176 S Bellevue Blvd, Memphis, TN 38104, USA

+1 (901) 453-3500

www.methodistcu.org

Saturday

Closed

Sunday

Closed

Monday

7:30AM–4PM

Tuesday

7:30AM–4PM

Wednesday

7:30AM–4PM

Thursday

7:30AM–4PM

Friday

7:30AM–4PM

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What people think about Methodist Healthcare Federal Credit Union?

Below you find some of the opinions of our clients.

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Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Memphis, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Cash advance loans may be an easy and speedy solution to a short-term problem in Memphis, New York. Loans from payday lenders can get you cash same day. Your interest rate will depend on several things.

APR

25% small loan cap

Advantages of Methodist Healthcare Federal Credit Union that offers payday loans in Memphis, New York

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the form. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit score. Payday loan approvals depend very much on other circumstances. They will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 10 seconds to become informative even before applying.

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