Independent Bank Payday Loans Review - Memphis, Tennessee

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2.6 66 reviews

Organization owner?

5050 Poplar Ave, Memphis, TN 38157, USA

+1 (901) 844-4041

www.i-bankonline.com

Saturday

Closed

Sunday
(Easter)

Closed

Monday

7:30AM–6PM

Tuesday

7:30AM–6PM

Wednesday

7:30AM–6PM

Thursday

7:30AM–6PM

Friday

7:30AM–6PM

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Feedback about Independent Bank?

Here you grapple with the reviews of our customers.

Note

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Further there will be shown the details about not a certain lender. The information below will define general information about payday loans and its specific features.

Payday Loans in Memphis, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Memphis, New York are issued problem-free. The interest percentage is dependent on the borrower's personal information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will Independent Bank help take out a payday loan in Memphis, New York?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The money are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Memphis, New York. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan: