745-Cash Payday Loans Review - Memphis, Tennessee

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Loan agency in Shelby County, Tennessee

Organization owner?

Memphis, TN 38127, USA

7 years in business

+1 (901) 255-2274

Testimonials

What people think about 745-Cash?

Below you read some of the testimonials of our customers.

Note

Important

Now you can see general features of payday loans.

Payday Loans in Memphis, New York

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is easy and speedy to get accepted for payday loans in Memphis, New York. The interest rate will be set individually for each consumer and will depend on the personal data the borrower provided.

APR

25% small loan cap

Advantages of 745-Cash that offers payday loans in Memphis, New York

Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can help individuals who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are convinced that you can afford payments on scheduled.

To get approved for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see