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What people think about Time Finance?
I got a loan from Time Finance twice. Closed all my loans in a timely manner. Last morning wanted to borrow more, but they approved me for only $500 ???
Dr. Jessika Mante III
Applied for a payday loan second time. Got refused! No idea for what reason! No explanation. Suspicious company.
Brenda Collier
I was accepted for $600 for a period of 12 days. In the end, I had to pay off twice as much with all the commissions charged.
Mike Greenfelder
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Below you can see general information about payday loans and their common aspects.
Payday Loans in Memphis, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
It is effortless and speedy to get approved for payday loans in Memphis, New York. The APR will be set individually for each case and will depend on the personal data the borrower filled in.
25% small loan cap
Advantages of Time Finance that offers payday loans in Memphis, New York
- 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval chances. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific circumstances. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the loan immediately.
Other Payday Lenders in Memphis, Tennessee
Synovus Bank - ATM only
2022 West End Ave, Nashville, TN 37203, USA
+1 (888) 796-6887
www.synovus.com
Northeast Community Credit Union
313 W Oakland Ave, Johnson City, TN 37604, USA
+1 (423) 722-6228
www.bemycu.org
Cavalier Finance of Cleveland
2437 Keith St NW, Cleveland, TN 37311, USA
+1 (423) 728-1990
www.cavalierfinancecleveland.com
Money Tree Loan Co
1026 Mineral Wells Ave, Paris, TN 38242, USA
+1 (731) 642-9100
www.moneytreeinc.com
