City of Memphis Credit Union Payday Loans Review - Memphis, Tennessee

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3.5 12 reviews

1900 Whitten Rd, Memphis, TN 38133, USA
+1 (901) 869-4135
cityofmemphiscu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
9AM–5PM
Testimonials

What people think about City of Memphis Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Important

Above there is information about a precise lender. Below you can see common aspects of payday loans.

Payday Loans in Memphis, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Cash advance loans may be an easy and speedy solution to a short-term problem in Memphis, New York. Loans from payday lenders can get you money within a few hours. Your APR will depend on several factors.

APR

25% small loan cap

Advantages of City of Memphis Credit Union that offers payday loans in Memphis, New York

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the APR. It’s easy to find out the real cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Memphis, Tennessee

Principal Financial Group

1104 Tusculum Blvd, Greeneville, TN 37745, USA

+1 (423) 787-0002

www.principal.com

Payday Plus

457 Marilyn Ln, Alcoa, TN 37701, USA

+1 (865) 982-9798

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Tennessee Title Loans, Inc.

3800 Chapman Hwy, Knoxville, TN 37920, USA

+1 (865) 573-6700

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SouthEast Bank

1065 E 10th St, Cookeville, TN 38501, USA

+1 (931) 528-1152

www.southeastbank.com

SmartBank

500 N Main St, Jamestown, TN 38556, USA

+1 (931) 752-2265

www.smartbank.com

TriStar Bank

719 E College St, Dickson, TN 37055, USA

+1 (615) 446-7100

www.tristar.bank

Bank3

429 Walker Rd Ste. E, Jackson, TN 38305, USA

+1 (731) 736-0254

www.bank3.com

Cash 1

2170 Wilma Rudolph Blvd #1, Clarksville, TN 37040, USA

+1 (931) 905-9999

www.capitolcash1.com

Walmart Money Center

1102 N Gateway Ave, Rockwood, TN 37854, USA

+1 (865) 354-0863

www.walmart.com