Shelby County Check Cashing Payday Loans Review - Memphis, Tennessee

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Organization owner?

3693 Hickory Hill Rd, Memphis, TN 38115, USA

Testimonials

What people think about Shelby County Check Cashing?

Below you read some of the opinions of our clients.

Note

Pay Attention

The above-given information provides the details about a certain lender. The information below is about general information about payday loans.

Payday Loans in Memphis, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Memphis, New York. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.

APR

25% small loan cap

Advantages of Shelby County Check Cashing that offers payday loans in Memphis, New York

24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
High approval rates. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get approved for payday loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments as agreed in the contract.

To get approved for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

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