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What people think about Quik Lend?
Never had a problem good prices n good service
Osborne Hegmann
I'm a regular customer here and the customer service is always superb!
Annabelle Zboncak
I absolutely love all of the great deals at this location.
Clementina Block
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Below you can read general information about payday loans and their common aspects.
Payday Loans in Memphis, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to qualify for in Memphis, New York. The entire process is easy. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.
25% small loan cap
Advantages of Quik Lend that offers payday loans in Memphis, New York
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Memphis, Tennessee
Covington Credit
600 N State of Franklin Rd, Johnson City, TN 37604, USA
+1 (423) 929-3033
www.mymoneytogo.com
S.A.M. Check Cashing Machine
398 North Pkwy, Jackson, TN 38305, USA
+1 (731) 664-6468
www.samcodirect.com
Check Into Cash
714 Nashville Pike, Gallatin, TN 37066, USA
+1 (615) 451-7214
local.checkintocash.com
Eastman Credit Union ATM
1276 Gilbreath Dr, Johnson City, TN 37614, USA
+1 (800) 999-2328
www.ecu.org
Check Into Cash
361 S Illinois Ave, Oak Ridge, TN 37830, USA
+1 (865) 482-7101
local.checkintocash.com