Local Finance Company Payday Loans Review - Memphis, Tennessee

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4.7 6 reviews
Loan agency in Memphis, Tennessee

142 Madison Ave, Memphis, TN 38103, USA
+1 (901) 521-0726
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Testimonials

What people think about Local Finance Company?

Below you find some of the reviews of our clients.
Note

Pay Attention

The previous three items charactirize a certain company. But below you can find general information about payday loans.

Payday Loans in Memphis, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Memphis, New York is are simple to get. The APR is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Local Finance Company that offers payday loans in Memphis, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments without delays.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Memphis, Tennessee

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Cash America Pawn

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Speedee Cash

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Leaders Credit Union

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Dixie Pawn Shop

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First National Bank of Tennessee - Crossville

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TitleMax Title Loans

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Cash Express

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