NiceLoans! Payday Loans Review - Memphis, Tennessee

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4.7 10 reviews
Loan agency in Memphis, Tennessee

4359 Elvis Presley Blvd Suite 102, Memphis, TN 38116, USA
7 years in business
+1 (901) 332-0220
www.cashcashcash.org
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–2PM
Sunday
Closed
Testimonials

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Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Memphis, New York

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Memphis, New York are taken out problem-free. The interest percentage depends on the customer's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will NiceLoans! help take out a payday loan in Memphis, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Memphis, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Memphis, Tennessee

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First National Bank of Tennessee

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Central Loan & Finance Co.

5071 Park Ave, Memphis, TN 38117, USA

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Claiborne Cash

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Advance Financial

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Synovus Bank

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+1 (888) 796-6887

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Check Into Cash

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+1 (423) 263-7728

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Bank of America ATM

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locators.bankofamerica.com

Security Finance

104 Gallatin Pike S, Madison, TN 37115, USA

+1 (615) 612-4013

www.securityfinance.com