First Metropolitan Financial Services Payday Loans Review - Memphis, Tennessee

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3.7 7 reviews

7239 Winchester Rd, Memphis, TN 38125, USA
+1 (901) 672-8259
firstmetropolitanfinancial.net
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9:30AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2014-10-07

Mailing Address

Tennessee

United States

Testimonials

What people think about First Metropolitan Financial Services?

Below you find some of the testimonials of our customers.
Note

Pay Attention

Above there is information about a exact company. Below you can review common aspects of payday loans.

Payday Loans in Memphis, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Memphis, New York. The entire process is hassle-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of First Metropolitan Financial Services that offers payday loans in Memphis, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

Let's see

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