745 Cash Payday Loans Review - Memphis, Tennessee

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5 133 reviews

4664 Summer Ave, Memphis, TN 38122, USA
+1 (901) 255-1507
www.745cash.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–4:30PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2004-03-30

Mailing Address

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TN

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United States

Company Name

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Contact Data

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Testimonials

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Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Memphis, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Memphis, New York is taken out easily and fast. The interest rate is defined considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

25% small loan cap

How will 745 Cash help issue a loan in Memphis, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Memphis, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

Let's see

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Cash Express

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U.S. Money Shops

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Check Into Cash

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Simmons Bank

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+1 (731) 967-0050

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Jan Young - Regions Bank

2155 Lowes Dr, Clarksville, TN 37040, USA

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Cash Now

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+1 (423) 989-0007

Lendmark Financial Services LLC

2150 Gallatin Pike Road, Madison, TN 37115, USA

+1 (615) 420-4226

www.lendmarkfinancial.com