Advance America Payday Loans Review - Memphis, Tennessee

Your personal information is safe with us
5 182 reviews
Loan agency in Memphis, Tennessee

4298 Summer Ave, Memphis, TN 38122, USA
+1 (901) 685-6474
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
10AM–4PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

Feedback about Advance America?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Memphis, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to take out loans in Memphis, New York. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Advance America help take out a payday loan in Memphis, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Memphis, ny will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

Let's see

Other Payday Lenders in Memphis, Tennessee

Sprinhill Equity Partners Llc

1003 Reserve Blvd, Spring Hill, TN 37174, USA

+1 (931) 487-9817

Sunbelt Credit

4409 Chapman Hwy Ste Y, Knoxville, TN 37920, USA

+1 (865) 577-9560

www.securityfinance.com

Johnsonville TVA Employees Credit Union

815 Cumberland City Rd, Cumberland City, TN 37050, USA

+1 (931) 827-6266

Republic Bank

2034 Richard Jones Rd, Nashville, TN 37215, USA

+1 (615) 383-7774

www.republicbank.com

Cash It In

9218 Dayton Pike Suite 112, Soddy-Daisy, TN 37379, USA

+1 (423) 803-4357

www.gocashitin.com

World Finance

1101 Nashville Pike Suite 150, Gallatin, TN 37066, USA

+1 (615) 451-4400

www.loansbyworld.com

Citizens Bank

116 S Grundy Quarles Hwy, Gainesboro, TN 38562, USA

+1 (931) 268-2141

www.citizens-bank.org

American Trust Cash Advance

961 Mulberry St, Loudon, TN 37774, USA

+1 (865) 458-1293

www.americantrustcash.com

Check Into Cash

6838 Stage Rd, Bartlett, TN 38134, USA

+1 (901) 373-3232

local.checkintocash.com