Edward Jones - Financial Advisor: Larry D Smith Payday Loans Review - Lexington, Tennessee

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5 reviews

Organization owner?

23 Wilson St, Lexington, TN 38351, USA

7 years in business

+1 (731) 968-3495

www.edwardjones.com

Saturday

Closed

Sunday

Closed

Monday

8AM–4:30PM

Tuesday

8AM–4:30PM

Wednesday

8AM–4:30PM

Thursday

8AM–4:30PM

Friday

8AM–4:30PM

Domain Info

Mailing Address

201 Progress Parkway

Maryland Heights

63043

United States

Contact Data

domainadmin@edwardjones.com

+1.3145152000

+0.0000000000

Testimonials

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Here you get acquainted with the reviews of our customers.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Lexington, New York

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Lexington, New York are taken out hassle-free. The interest percentage depends on the customer's person-related data: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

25% small loan cap

How will Edward Jones - Financial Advisor: Larry D Smith help take out a payday loan in Lexington, New York?

24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Lexington, ny will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see