Employee Resources Credit Union Payday Loans Review - Lexington, Tennessee

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4.9 13 reviews

330 W Church St, Lexington, TN 38351, USA
+1 (731) 968-8746
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Testimonials

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Pay Attention

Lenders are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Lexington, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Lexington, New York are issued easily. The interest percentage is dependent on the client's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Employee Resources Credit Union help issue a loan in Lexington, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Lexington, ny will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

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Other Payday Lenders in Lexington, Tennessee

Farm Credit Mid-America

7605 Hamilton Park Dr, Chattanooga, TN 37421, USA

+1 (423) 510-9429

e-farmcredit.com

Lendmark Financial Services LLC

1121 Hunters Crossing Drive, Alcoa, TN 37701, USA

+1 (865) 681-5507

www.lendmarkfinancial.com

Leaders Credit Union

1490 Union University Dr, Jackson, TN 38305, USA

+1 (800) 227-1893

www.leaderscu.com

Macon Bank & Trust Co

261 Market St #2263, Red Boiling Springs, TN 37150, USA

+1 (615) 699-2281

www.maconbankandtrust.com

Superior Financial Services

819 Dolly Parton Pkwy, Sevierville, TN 37862, USA

+1 (865) 908-8445

superiorfinancialservices.business.site

First Bank & Trust Co. - Kingsport

1108 E Stone Dr, Kingsport, TN 37660, USA

+1 (423) 246-3700

www.firstbank.com

Edward Jones - Financial Advisor: Brad Davis, AAMS®

480 Neal St Ste 103, Cookeville, TN 38501, USA

+1 (931) 526-2565

www.edwardjones.com

Cash Express

333 S Highland Ave, Jackson, TN 38301, USA

+1 (731) 422-6347

www.cashexpressllc.com

Paragon Mills Loan Co

3922 Nolensville Pike, Nashville, TN 37211, USA

+1 (615) 831-5500