Advance Financial Payday Loans Review - Lexington, Tennessee

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5 56 reviews

Loan agency in Lexington, Tennessee

Organization owner?

11 W Church St, Lexington, TN 38351, USA

+1 (731) 227-6383

locations.af247.com

Saturday

10AM–4PM

Sunday

10AM–4PM

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Domain Info

Feedback about Advance Financial?

Here you see the reviews of our clients.

Note

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Lexington, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Lexington, New York is issued simply and fast. The interest rate is set considering the category of the client: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Advance Financial help issue a loan in Lexington, New York?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Lexington, New York. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

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