Citizens Bank of Lafayette Payday Loans Review - Lafayette, Tennessee

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3.9 18 reviews

Organization owner?

400 TN-52 Bypass, Lafayette, TN 37083, USA

+1 (615) 666-2195

www.citizens-bank.org

Sunday
(Easter)

Closed

Monday

8AM–4PM

Tuesday

8AM–4PM

Wednesday

8AM–4PM

Thursday

8AM–4PM

Friday

8AM–5PM

Saturday

8AM–12PM

Domain Info

What people think about Citizens Bank of Lafayette?

Below you see some of the opinions of our customers.

Note

Pay Attention

The previous three items describe a precise lending service. But below you can read common details about payday loans.

Payday Loans in Lafayette, New Jersey

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the right solution to your unexpected financial issues in Lafayette , New Jersey because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

30% usury cap

Advantages of Citizens Bank of Lafayette that offers payday loans in Lafayette, New Jersey

24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval rates. 94% of borrowers are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the payday loan immediately.

Let's see