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What people think about ATM (Regions Bank)?
Disappointed customer! Was declined for no reason. My credit was fair.
Aaron Greenholt
I took loans from ATM (Regions Bank) many times. Previously it was ok. Last time they said I was accepted. Promised the funds would be in my account within 7 hours. It’s been three days – no money. They do not answer phone calls. Why???
Amina Herzog
I tried to borrow money from ATM (Regions Bank). They declined me. Why then declare they accept everyone even those with poor credit?? Waste of time. Moreover, got many mails with an offer to take out a loan. I do not recommend this service.
Dr. Irma Bashirian
Unhappy client! Was refused for no reason. My credit was average.
Allen Schumm
Seems a fake website. They ask for too many personal details. I think it’s dangerous to distribute such data [online|on the Internet. You’d better find another company.
Mr. Wilton White
Important
The previous three items describe a precise company. But below you can read common data about payday loans.
Payday Loans in Johnson City, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans may be an easy and fast solution to a short-term problem in Johnson City, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.
25% small loan cap
Advantages of ATM (Regions Bank) that offers payday loans in Johnson City, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out cash advances?
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in good time.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
Other Payday Lenders in Johnson City, Tennessee
First Community Bank
2681 Boones Creek Rd, Johnson City, TN 37615, USA
+1 (423) 915-2270
www.firstcommunitybank.com
Advance America
1055 Mineral Wells Ave #6, Paris, TN 38242, USA
+1 (731) 641-8202
www.advanceamerica.net
Citizens Savings & Loan
1028 W Main St C, Lebanon, TN 37087, USA
+1 (615) 449-6443
www.citizensloan.com