First Citizens Bank Payday Loans Review - Johnson City, Tennessee

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3 4 reviews

1067 Hamilton Pl, Johnson City, TN 37604, USA
+1 (423) 282-0891
locations.firstcitizens.com
Wednesday
9AM–1PM, 2–5PM
Thursday
9AM–1PM, 2–5PM
Friday
(Good Friday)
9AM–1PM, 2–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–1PM, 2–5PM
Tuesday
9AM–1PM, 2–5PM
Testimonials

What people think about First Citizens Bank?

Below you find some of the opinions of our clients.
Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Johnson City, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is easy and fast to get accepted for payday loans in Johnson City, New York. The interest rate will be set specifically for each applicant and will depend on the personal information the consumer filled in.

APR

25% small loan cap

Advantages of First Citizens Bank that offers payday loans in Johnson City, New York

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

Let's see

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