ATM (First Horizon Bank) Payday Loans Review - Johnson City, Tennessee

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3.3 3 reviews

1500 W State of Franklin Rd, Johnson City, TN 37604, USA
www.firsthorizon.com
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
(Good Friday)
Open 24 hours
Hours might differ
Saturday
Open 24 hours
Sunday
(Easter)
Open 24 hours
Hours might differ
Monday
Open 24 hours
Tuesday
Open 24 hours

Domain Info

Created Date

1997-04-28

Mailing Address

165 Madison Ave

Memphis

TN

38103

United States

Company Name

Elaine Spear

First Horizon National Corporation

Contact Data

ehspear@firsthorizon.com

+1.9015234292

+1.9015234154

Testimonials

Feedback about ATM (First Horizon Bank)?

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Note

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Johnson City, New York

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Johnson City, New York is taken out easily and quickly. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will ATM (First Horizon Bank) help take out a payday loan in Johnson City, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Johnson City, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

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