First Community Bank Payday Loans Review - Johnson City, Tennessee

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3.5 4 reviews

Organization owner?

300 Sunset Dr, Johnson City, TN 37604, USA

+1 (423) 915-2200

www.firstcommunitybank.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

ne67d5559ak@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about First Community Bank?

Below you read some of the reviews of our customers.

Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Johnson City, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Johnson City, New York. The entire process is easy. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of First Community Bank that offers payday loans in Johnson City, New York

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 30 seconds to become informative even before applying.

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