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What people think about First Century Bank - Harrogate?
I always use First Century Bank - Harrogate when it need a cash advance. The application process is quick. No issues.
Jenifer Dicki
Fast application. I only needed an ID and a bank account. Very quick lending decision. The first time I was approved for $400 only. Hope the available amount will increase next time. APR is competitive. Repaid the debt even before the due date. If required, the term can be also extended.
Brigitte Adams
A couple of weeks ago I urgently needed $600 to pay for a business trip. I submitted an application form via the website of First Century Bank - Harrogate. I entered the basic personal data. No phone calls. The desired loan was approved within a couple of minutes. The money was deposited to my bank account within 3 hours. My favourite website!
Rosalind Stiedemann
Thank you for the top-quality service. Your managers guided me throughout the process. It’s convenient that you only need an ID to get cash.
Valentine Windler
Pay Attention
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Harrogate, Tennessee
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans may become an easy and speedy solution to a short-term problem in Harrogate, Tennessee. Loans from payday lenders can get you money within a few hours. Your APR will depend on several things.
460%*
$500
Not Specified
31 days
Advantages of First Century Bank - Harrogate that offers payday loans in Harrogate, Tennessee
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval rates. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments on time.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the cash advance loan even before applying.
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