The Tennessee Credit Union Payday Loans Review - Cookeville, Tennessee

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3.7 22 reviews

1281 S Walnut Ave, Cookeville, TN 38501, USA
+1 (931) 528-8160
www.ttcu.org
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Testimonials

What people think about The Tennessee Credit Union?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

The previous three items describe a certain lending service. But below you can find common information about payday loans.

Payday Loans in Cookeville, Tennessee

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans may turn out an easy and fast solution to a short-term problem in Cookeville, Tennessee. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of The Tennessee Credit Union that offers payday loans in Cookeville, Tennessee

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can help consumers who have low credit scores or have no credit score. But we advise you that as with any loan you should only think about applying for a cash advance if you are assured that you can afford payments without delays.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Cookeville, Tennessee

ATM (Regions Bank)

200 W Water St, Woodbury, TN 37190, USA

+1 (800) 734-4667

www.regions.com

Neighborhood Cash Advance

1687 E Brooks Rd, Memphis, TN 38116, USA

+1 (901) 332-1655

www.paydayloanservices.org

First South Financial Credit Union

230 Community Park Rd, Dyersburg, TN 38024, USA

+1 (901) 380-7400

www.firstsouth.com

Advance Financial

1695 25th St NW, Cleveland, TN 37311, USA

+1 (423) 438-1417

locations.af247.com

Citizens Bank

32 Carthage Rd, Red Boiling Springs, TN 37150, USA

+1 (615) 699-2205

www.citizens-bank.org

Check Into Cash

1150 Mineral Wells Ave #130, Paris, TN 38242, USA

+1 (731) 642-1015

local.checkintocash.com

Sprinhill Equity Partners Llc

1003 Reserve Blvd, Spring Hill, TN 37174, USA

+1 (931) 487-9817

Advance America

913 Hwy. 321 North, Lenoir City, TN 37771, USA

+1 (865) 988-8978

www.advanceamerica.net

Mid-South Payday Loans, Title Loans, Check Advances, and Cash Advances

17390 US-64 E, Somerville, TN 38068, USA

+1 (901) 465-1200

midsouthpaydayandtitleloans.com